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Civil Code / Act 3135

Real estate mortgage basics

Record the REM to bind third persons; foreclosure may be judicial or extrajudicial.

Recording

Register with the Registry of Deeds.

Extrajudicial

Act 3135 if special power in the deed.

Redemption

Know statutory periods — verify.

Sources

Last reviewed November 9, 2026. Laws, rules and Bar Bulletins change; if a source above has been amended or superseded, the official text controls.

Real estate mortgage basics — FAQ

Is this legal advice?

No — overview only.

Official text?

Start from the official source linked below (https://elibrary.judiciary.gov.ph/).

Case citations?

Overview pages avoid unverified G.R. numbers.

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